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What Is a Personal Injury Claim? find more involves the victim suffering physical or emotional injury as a result of the negligence of another. The victim can receive compensation for the various damages, such as medical bills, pain and suffering, and lost wages. Other costs could include travel appointments, home modifications, and expenses for care for permanent impairments. Some victims may also be entitled to specific damages for mental suffering. Damages A personal injury claim seeks to recover for damages suffered by an injured person due to the negligence of an individual. Victims are entitled to compensation for economic and other losses. The amount of compensation is contingent on the severity and nature of injuries suffered. Compensation can cover medical expenses, lost earnings, emotional distress and suffering and pain. Damages for punitive purposes can be claimed in cases of extreme negligence. The types of compensation in personal injury cases are classified into two categories: general and special damages. Expenses and financial losses incurred are referred to as special damages and are usually quantifiable in actual dollar amounts. Keep meticulous records of any expenses or losses to maximize the amount that can be repaid through special damages. Future damages aren't always easy to estimate because they depend on the severity of an injury and the expected long-term effects. Our lawyers will work with medical professionals to determine the estimated cost for ongoing treatment, travel costs to and from appointments and any equipment or modifications that are needed due to permanent disabilities. General damages are typically more subjective, and include compensation for the victim's pain and suffering due to an accident. This includes compensation for pain and discomfort that has occurred in the past and also future pain and suffering that is reasonably foreseeable depending on the severity of an injury. It is crucial to have an experienced lawyer represent you as they will be able to accurately assess your claim for pain and suffering based on your case facts. Other general damages include emotional distress loss of companionship, emotional distress and loss of enjoyment. Loss of enjoyment damages compensate victims for the negative impact that an injury can have on their being able to enjoy activities they used to enjoy. Loss of emotional distress and companionship may be more difficult to quantify, but our lawyers have years of experience in helping victims establish the right amount of compensation for these kinds of damages. Medical bills Medical expenses can constitute a large part of a settlement for personal injuries, especially when the victim has suffered severe injuries. Unless the injury victim had an existing insurance policy that was covered by either a car insurance policy or health insurance, they are responsible for paying back the amount of the medical expenses from the settlement for personal injury. Medical-related damages include hospital visits, surgery and physical therapy. They also cover medications and home care. Accident victims can also claim future medical expenses expected to arise from their injuries. These could include future surgeries, rehabilitation procedures or the necessity for long-term medications. It is vital that accident victims keep up with their treatment, and fully communicate with their physicians. This will help show that the pain and suffering they are experiencing has a monetary value. In addition, staying current with treatment options will help the victim to recover quicker which is essential in proving the merits of their pain and suffering claim. In certain instances, medical bills can be so high that they exceed the settlement amount of a plaintiff. If this is the case the lien reduction lawyer can help negotiate the medical debt to ensure that more money can be deposited into the pocket of the victim of the accident. Non-economic damages are as significant as medical bills for a person who has been injured. These damages can be emotional stress and a loss of enjoyment of life. These damages are difficult to quantify but can still be compensated. If you are pursuing a claim for personal injury, it's important to work closely with an injury lawyer to ensure that all of your losses are taken into consideration. Suffering and pain A personal injury claim is a way to recover damages related to the physical pain of a victim and mental stress. It may also cover other damages such as loss of enjoyment of life. Pain and suffering are one of the subjective types of damages that can be difficult to quantify and prove. It's a crucial component of a personal injury claim. In the majority of personal injury cases, the plaintiff is able to seek economic and noneconomic compensatory damages. The first is tangible losses such as medical costs and lost wages. These include things like suffering and suffering as well as loss of consortium inconvenience, out-of-pocket expenses and other losses that are not directly related to money. Non-economic damages are also referred to as “pain & suffering” and are not able to be proven with receipts. They do not include a dollar amount. Therefore, it is left to the jury determine what an appropriate amount would be. A judge is often unwilling to alter a jury's award for pain and suffering. There are many methods a judge or jury could use to calculate the value of the victim's suffering and pain. The multiplier method involves multiplying actual damages by a specific number based on the severity of the injuries. The per method assigns a dollar amount to each day of the victim's recovery until they reach their maximum medical recovery. Whether you are using the multiplier or per-diem method, it is vital to provide as much evidence and proof for your claim as you can. This includes medical records, photographs witnesses' testimony, other relevant documents. It is also recommended to keep a journal that details your injuries and the effect they've affected your life. This will aid in remembering the details of your case in the event that you have to testify at depositions or in court. If you cannot reach an agreement with your insurance company, you might need to go to court to resolve your case. You can engage an experienced New York attorney to handle your case for you. A seasoned lawyer will be able to handle your claim and maximize the compensation you receive for your suffering and pain. Lost wages Loss of wages can make up a large part of the compensation injured victims receive from their personal injury claims. These are wages they could have earned if they hadn't been forced to miss work because of their injuries. These losses are often temporary and can be recouped. In some cases they can be permanent or irreparable. The majority of people estimate their lost wages by multiplying their wage by the number of weeks or days they were away from work. Let's say that you normally earn $25 per hour ($1,000 per week) and were injured in a traffic accident. You missed four weeks of work. In this case, your lost earnings would be $4,000. Personal injury claims can be more complicated depending on the severity and nature of the injury. If you are permanently disabled and unable return to work, you could be entitled to compensation, including your future loss of earnings and promotion potential. In these situations, you can prove your lost earning capacity by providing evidence of the kinds of jobs you could have taken on in the past, and what kind of salary those jobs might have earned. You may also have to provide additional documents to prove you lost wages. You may be required to provide a letter from your employer to confirm your lost wages as well as tax records, profit-and-loss statements invoices, receipts and invoices bank statements for business, or correspondence related to finance. Bonuses and commissions may be taken into consideration when calculating your lost wages. In certain cases it is possible that the insurance company could pay for your lost wages as part of your no fault claim or settlement agreement. If this is the case you shouldn't need to file an additional personal injury lawsuit on top of your no-fault claim. Contact a seasoned personal injury lawyer if you were injured in an automobile accident or other injuries in New York. This will help you avoid the stress of the legal system and ensure you receive compensation for medical expenses loss of income, suffering and other losses.